The coverage ratio of allowance for loan losses to nonperforming loans continued to be strong and significantly exceeded 1-to-1 coverage at 248.59 percent as of June 30, 2014, compared to 131.10 percent at March 31, 2014, and 206.50 percent at June 30, 2013. At June 30, 2014, the Company's nonperforming loans were $8.1 million, representing 0.77 percent of total loans. This compares to $15.5 million (1.51 percent of total loans) at March 31, 2014 and $10.8 million (1.06 percent of total loans) at June 30, 2013. Other real estate owned and repossessed assets were $31.6 million at June 30, 2014, compared to $34.1 million at March 31, 2014, and